# Private Credit - Borrowers #### Goldfinch's Borrowers Goldfinch is currently expanding financial access for thousands of individuals around the world via its Borrowers, spanning over 28 countries. Some of Goldfinch’s Borrowers include [PayJoy](https://www.payjoy.com/) in Mexico, [QuickCheck](https://quickcheck.ng/) in Nigeria, [Divibank](https://divibank.co/home) and [Addem Capital](https://addem-capital.com/) in LatAm, [Greenway](https://www.greenwayappliances.com/#:~:text=Greenway%20Smart%20Stove%20is%20a,for%204%2D5%20member%20households) through [Almavest](https://www.almavest.com/) in India, and [Cauris](https://www.caurisfinance.com/) in Africa, Asia, and Latin America. #### Centrifuge Here are the two that are proposed in [prosper.com](http://prosper.com/) and [lendingclub.com](http://lendingclub.com/) #### Maple Finance AQRU is a digital asset investment platform that sources and integrates investment and yield opportunities from across the crypto and DeFi ecosystems. The strategy of the AQRU Real-World Receivables pool is to provide liquidity to US businesses by purchasing their receivables. The program focuses on tax credits provided by the U.S. Treasury, which are designed to encourage growth in targeted sectors of the economy. The pool accepts deposits above $50,000 USDC from accredited investors after completion of KYC. #### CreditCoop Credit Coop's transformative impact is already felt through the ecosystem. [Rain](https://www.raincards.xyz/)’s Secured Line of Credit exemplifies this power. Within just one year, Rain increased its borrowing capacity from 20,000 USDC to 2,000,000 USDC per month “Credit Coop has been a great partner as we've explored turning our credit card receivables into a tokenized RWA. They've helped make the market for this groundbreaking product and been instrumental in sourcing liquidity,” says [Farooq Malik](https://x.com/rooqster), Co-Founder of Rain. See More:
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